I’m 36 with $435,000 and want to retire early – ‘the sooner the better’ – but without a frugal lifestyle

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Dear Marketwatch,

I am a 36 year old man and my job pays approximately $115, per year. I’ve done great with my 401(k) and have $435,000 in it. I manage and rebalance it myself and have also managed gain around 6% in 2022 despite a bearish market.

My aim is retire early. The sooner the better but I really don’t want a frugal lifestyle….

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