‘I Was Once an Emotionally Unwell Person’: I’m 27, grew up in poverty, and work in a grocery store. I have a debt of $8,000. Can you help?

Dear Moneylender,

I am a 27 year old grocery store worker. I was raised in poverty and in an unstable home, and I was once an emotionally unhealthy person. But with the help of therapy and ADHD treatment, I am a very stable person now. However, one thing that has followed me from my previous lifestyle is chronic debt and a terrible credit score.

I…